Let’s be honest, (screams into the mic) burnout is real! There’s a moment when you look at your to-do list, look at it again to make sure it’s accurate and heart plummets because it feels like you’re drowning. For me, that moment is here due to month and year end closeouts, and the crazy tax season.

As someone in her late 30s juggling a full-time job, freelance gigs, graduate school, and personal aspirations, I often feel like I’m walking a tightrope without a net. It’s exhilarating, rewarding, and occasionally terrifying. Sprinkle in a thick layer of studying for certifications and my days blur into an intricate dance of deadlines and determination.

2025 is coming along and we are at the end of the second full week of the year! The new year is always a great time to reevaluate our goals and the boundaries we set around them.

In the last five years, financial therapy has gained significant traction, thanks to groundbreaking research linking financial trauma to mental health and neurological responses. Studies now reveal that financial stress can physically alter the brain, with disproportionate effects on marginalized communities, including women, minorities, and LGBTQ+ individuals. Let’s dive into the science and explore actionable strategies for overcoming these challenges.

Happy New Year! Part of me believes that one day, when I turn the page to the next year, I will be a new person. Fortunately, I know that you can become a new person at any time. Grab a tea and let’s talk about how I am going to achieve financial wellness in 2025 and how you can join me by being part of this process.

In recent five years, the research domain called behavioral finance has taken off and has provided directions on how psychological factors affect behaviors concerning finance.